Join our community
If you’re a looking to build solid foundations, make smart decisions with your money, take control of your finances, value professional advice … then you’ll love our community. Being a Wealth Effect client you’ll be surrounded by positive financial advisers, lending experts, and tax guru's that will challenge and encourage you to plan for the future and live life on your terms, today. We are a community who inspire and help each other dream big and achieve.
Join our community and....
Be surrounded by people who care, because the power of positive thinking really rubs off.
Get regular mentoring sessions to keep you cashfit and accountable to achieving your goals.
Receive ongoing financial advice using tried and tested methods, to build long term wealth aligned to life goals.
We can be your personal financial assistant & track & manage your day to financial affairs, because let’s face it, you’ve got better things to do.
Are we the right fit
Financial Discovery Session. Information Request. Complete our comprehensive questionaire, including your budget and your current financial position.
Identify your goals, understand your unique opportunities, create a mind map of possibilities.
We'll provide you with a action list outlining the areas we can help, with the costs of upfront advice
Getting started - What to expect
Goals & A true discovery session, diving deep into who you are, and what you want to achieve.
Fundamentals Let's start
Take Control This is the essence of the discovery session- designed to find out what important to you and discover what you want to achieve.
Take action Your financial advice provided and 90-day challenges set.
Implementation. We'll take care of executing your plan and make sure our advice is implemented - 1-3 months
Investor . Attend an education session with your coach, designed to get you up to speed on all things investment related (occurs during Implementation stage).
Regular Coaching. Get ready to shed your limiting beliefs, shift your thinking and set new 120 day challenges. On the right package.
Introduction to The Financial Collective - to speak with our team of experts
Life's Progression
Starting out
➜ No Direction
➜ No Plan
➜ No Strategy
20-30’s
➜ Savings plan
➜ Personal or home loans
➜ Invest
➜ Credit Cards
➜ Budget
➜ Goverence assistance
➜ Tax Planning
➜ Life Insurance
➜ Estate planning
40-50’s
➜ Good v's bad debts
➜ Retirement
➜ 1st Investment'Property
➜ Business coach
➜ Superannuation
➜ Budget
➜ Inheritance
➜ Tax Planning
➜ Life Insurance
➜ Estate planning
50-60’s
➜ reducing bad debt
➜ accelerating super SMSF
➜ 2nd 3rd investment property
➜ building an ethical share portfolio
➜ making smart cashflow decisions, and
➜ being smart with our tax.
➜ Liquidity planning
Retire in style
➜ Retirement
➜ Business Succession
➜ Spending
➜ Health Insurance
➜ Inheritance
➜ Tax Planning
➜ Defer retirement
➜ Estate planning
➜ Pension Fund
➜ Liquidity planning
Perfect Foundations
Protect your family (including yourself)
Estate Plan in order (have a current Will so you don’t leave someone else financially disadvantaged)
Really Smart Super (this is your income and part of your future)
Foundation Support Service and Team (having a team of experts in their respective fields that complement your needs)
Effective Debt Management (Good Debt versus Bad Debt)
Cash Flow under Control (don’t spend more than you earn)
Tax under Control
Design your ideal life
1.
Goal setting Financial Vision
➜ Take time to design your ideal life style.
➜ Find out where you want to be financially in the future.
➜ Complete a well formed outcome (Goal setting work Sheet)
➜ Complete a spending budget.
âžœ Mind Map “My Financial Goals”
2.
Access your Resources
Find out exactly where you are financially.
➜ Complete an Asset & Liability work sheet.
➜ How much do you have toward investing?
âžœ Get cash fit – cash flow analysis
➜ Get a copy of your credit file.
âžœ Assess leverage options – through our mortgage broking team
Strategy Development
3.
Strategy collaboration
➜ Based from your current position.
âžœ What’s your number $$? How much do you want to be worth when you retire?
➜ What is your risk profile?
➜ The gap?
➜ Build a team experts around, so you smart decisions
4.
Data Analysis & Financial Review Report
âžœ Strategy – cash flow
➜ Strategy - Investment
➜ Asses leverage options
➜ Risk management strategies
5.
Plan Development & Presentation
6.
Implementation of Strategies & Recommendation
➜ Detailed Advice Documented
➜ Advice Presented
➜ Action list created
➜ Implement strategies
➜ Tick items off from the action list until all recommendations have been implemented
7.
90 day action plan - set
➜ Celebrate the mile stones & enjoy the feeling of knowing on on track.
➜ Breaking your action list down to manageable chunks
8.
Strategy & Investment review
➜ Review your strategy on a regular basis.
➜ Track the investment markets and local markets.
âžœ Review returns every 6 – 12 months.
➜ Track progress to plan.
➜ Claim all Tax benefits
Package Options - Options for everyone
ENGAGE
Suit: $80,000-$120,000 income earners
seeking advice and a yearly review.
Suit: $80,000-$110,000 income earners
seeking advice and a yearly review.
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Administration assistance
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Continual portfolio management
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Annual strategy & investment review
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Implementation of advice
-
Cash flow tracking
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Access to our community
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Access to our professional net work
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Cash Flow & Capital modelling
Engagement
Annual Package
Goals & life vision session
Financial Plan completed
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Administration assistance
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Continual portfolio management
-
Annual strategy & investment review
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Implementation of advice
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Cash flow tracking
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Access to our community
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Access to our professional net work
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Cash Flow & Capital modelling
Engagement
ENHANCE
Suit: $120,000-$250,000 income earners
seeking advice and a yearly review.
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Administration assistance
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Continual portfolio management
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Annual strategy & investment review
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Implementation of advice
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Cash flow tracking
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Access to our community
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Access to our professional net work
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Cash Flow & Capital modelling
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Liaise with other professionals
Engagement
Annual Package
Goals & life vision session
Financial Plan completed
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Administration assistance
-
Continual portfolio management
-
Annual strategy & investment review
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Implementation of advice
-
Cash flow tracking
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Access to our community
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Access to our professional net work
-
Cash Flow & Capital modelling
EXTEND
Suit: $250,000-$400,000 income earners
seeking advice and a yearly review.
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Administration assistance
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Continual portfolio management
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Annual strategy & investment review
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Implementation of advice
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Cash flow tracking
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Access to our community
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Access to our professional net work
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Cash Flow & Capital modelling
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Multi-Entity (Trust, SMSF, Company)
Engagement
Annual Package
Goals & life vision session
Financial Plan completed
-
Administration assistance
-
Continual portfolio management
-
Annual strategy & investment review
-
Implementation of advice
-
Cash flow tracking
-
Access to our community
-
Access to our professional net work
-
Cash Flow & Capital modelling