Ethical investment portfolio
Investing ethically is when you know what your money is going towards and what it is funding.
Ethical investment is commonly known as sustainable investments and socially responsible investment (SRI). The term describes an investment process that incorporates environmental and social factors when selecting investments, in addition to the objective of achieving a competitive financial return.
WHAT MAKES US DIFFERENT
While many ethical funds adopt one or two ethical investment methods, we apply three methods recommended by RII to identify positive investments:
Negative screening – Avoiding investment in industries which have a negative impact on society and the environment.
Positive screening – Proactive search for investments that contribute positively to society and the environment.
Corporate engagement – Dialogue with companies invested in; for the purpose of raising issues of concern and advocating positive change to company practices.
Positive, competitive investments
Good investments in areas such as:
We avoid companies involved in
Coal Seam Gas
Human Rights Abuse
Our Ethical Philosophy
Our Ethical philosophy is a series of statements that guide both the positive side
(investments we seek out) and the negative side (investments we avoid) of our ethical approach.
Below is a summary of the philosophy.
We seek out positive investments that support
We avoid investments that harm
WE SEEK OUT INVESTMENTS WHICH PROVIDE FOR AND SUPPORT:
WE SHALL AVOID ANY INVESTMENT WHICH IS CONSIDERED TO UNNECESSARILY:
the development of workers’ participation in the ownership and control of their work organisations and places
the production of high quality and properly presented products and services
the development of locally based ventures
the development of appropriate technological systems
the amelioration of wasteful or polluting practices
the development of sustainable land use and food production
the preservation of endangered eco-systems
activities which contribute to human happiness, dignity and education
the dignity and well-being of non-human animals
the efficient use of human waste
the alleviation of poverty in all its forms
the development and preservation of appropriate human buildings and landscape
pollute land, air or water
destroy or waste non-recurring resources
extract, create, produce, manufacture, or market materials, products, goods or services which have a harmful effect on humans, non-human animals or the environment
market, promote or advertise, products or services in a misleading or deceitful manner
create markets by the promotion or advertising of unwanted products or services
acquire land or commodities primarily for the purpose of speculative gain
create, encourage or perpetuate militarism or engage in the manufacture of armaments
entice people into financial over-commitment
exploit people through the payment of low wages or the provision of poor working conditions
discriminate by way of race, religion or sex in employment, marketing, or advertising practices
contribute to the inhibition of human rights generally
What we can do for you
We can provide a detailed review of your existing investments so you can see whether or not your investments suit your ethical values. We also continue to review the ongoing appropriateness of the investments in your portfolio in regards to your ethical values as well as your financial goals.
Together, we will design a tailored financial plan to meet your individual needs and objectives. We will then keep you on track to reach your goals by regularly reviewing your financial plan.