7 reasons why getting expert financial advice makes life better
Grow your family without stress
Starting a family is a bridge most of us reach at some point in our lives. The thought of losing an income and covering those extra baby-related expenses can be daunting. We’ve been there; we have a young family of three. We know the challenges and we practice what we preach so we can assist with creating an achievable plan for you before a new little person comes along so there's no money worries.
Buy your dream home the better way
It's true that buying a home is one of life’s biggest decisions. Particularly when it comes to finding a place to raise your family. It’s not just about grabbing the cheapest home-loan deal. It’s all about finding the right debt strategy. Get the purchase structure right, and you’ll find you can actually buy more for your money; nicer suburb, more space, better quality.
Retire sooner
Planning for retirement is a long game. To ensure you can do everything you want to do when you call time on your career, it’s usually a case of getting in early. But even if you feel like you’ve left it a bit late, it’s a case of us working out the amount of retirement income you’ll need to support the lifestyle you want and working backwards from there to find the right wealth-building strategy.
Find "hidden" cash
Because you need to treat yourself every once in a while. You might not be trying to keep up with the Joneses or buying that uber-sporty, new Mercedes. It might simply be about freeing yourself up to spend more time with the kids or starting your own business so you can claw back a bit of work-life balance. We can find financial wastage and make your income and investments work harder for you.
Give the kids a proper head start
It can be hard not to worry about having enough to send your kids to the right school. Education can be expensive, but it can be done. Having a rock-solid strategy around squirrelling away enough money to send them to the schools you want is everything. Same goes for looking further ahead, without wanting to wish the years away, by ensuring you’ve got those law and medicine degree expenses covered when the time comes.
Protect what you've built
You never know what’s around the corner. But we can prepare you by factoring rainy days into your financial plan. Better to have a safety net and not need it, than the other way around. While there are endless policies out there, we can tailor the right one to your unique circumstances. That way, you’re not paying for cover you don’t need. With the benefit of our experience, we know what speed-bumps to look out for including things that you may never have even thought of!
Live mortgage free, faster
The last thing you want is to feel like your mortgage is holding you back, stopping you from focusing on more important things in life. Structuring your finances and debt is a great place to start, particularly if you’re constantly just making the minimum repayments. For this, our focus is on saving you money on your repayments and ultimately helping you pay down your mortgage faster. So you can own your home outright sooner rather than later and get down to the business of really living.
No matter the life stage you are currently at, your finances could probably do with a tune up. Book in a Free Financial Discovery Session with us today: https://www.wealtheffect.com.au/financial-discovery-session
Or call 1300 13 59 53 or admin@wealtheffect.com.au to chat.
