Image by Juan Cruz Mountford

Why join the community

Join our community and....

Be surrounded by people who care, because the power of positive thinking really rubs off.

Get regular mentoring sessions to keep you cashfit and accountable to achieving your goals.

Receive ongoing financial advice using tried and tested methods, to build long term wealth aligned to life goals.

We can be your personal financial assistant & track & manage your day to financial affairs, because let’s face it, you’ve got better things to do.

Are we the right fit

Financial Discovery Session. Information Request. Complete our comprehensive questionaire, including your budget and your current financial position.

Identify your goals, understand your unique opportunities, create a mind map of possibilities.

We'll provide you with a action list outlining the areas we can help, with the costs of upfront advice 

Getting started - What to expect

Goals &  A true discovery session, diving deep into who you are, and what you want to achieve.

Take Control  This is the essence of the discovery session- designed to find out what important to you and discover what you want to achieve.

Take action Your financial advice provided and 90-day challenges set.

Implementation. We'll take care of executing your plan and make sure our advice is implemented - 1-3 months 

Investor . Attend an education session with your coach, designed to get you up to speed on all things investment related (occurs during Implementation stage).

Regular Coaching. Get ready to shed your limiting beliefs, shift your thinking and set new 120 day challenges. On the right package.

Introduction to The Financial Collective - to speak with our team of experts 

Fundamentals Let's start

Starting out

➜ No Direction

➜ No Plan

➜ No Strategy

20-30’s

 ➜ Savings plan

 ➜  Personal or home loans

 ➜  Invest

 ➜  Credit Cards

 ➜  Budget

 ➜  Goverence assistance

 ➜  Tax Planning

 ➜  Life Insurance

 ➜  Estate planning

40-50’s

 ➜ Good v's bad debts

 ➜ Retirement

 ➜ 1st Investment'Property

 ➜ Business coach

 ➜ Superannuation

 ➜ Budget

 ➜ Inheritance

 ➜ Tax Planning

 ➜  Life Insurance

 ➜  Estate planning

50-60’s

 ➜ reducing bad debt

 ➜ accelerating super SMSF

 ➜ 2nd 3rd investment property

 ➜ building an ethical share portfolio

 ➜ making smart cashflow decisions, and

 ➜ being smart with our tax.

➜ Liquidity planning

Retire in style

 ➜ Retirement

 ➜ Business Succession

 ➜ Spending

 ➜ Health Insurance

 ➜ Inheritance

 ➜ Tax Planning

 ➜ Defer retirement

 ➜ Estate planning

 ➜ Pension Fund

 ➜ Liquidity planning

Perfect Foundations

   Protect your family (including yourself)

    Estate Plan in order (have a current Will so you don’t leave someone else financially disadvantaged)

   Really Smart Super (this is your income and part of your future)

    Foundation Support Service and Team (having a team of experts in their respective fields that complement your needs)

    Effective Debt Management (Good Debt versus Bad Debt)

    Cash Flow under Control (don’t spend more than you earn)

    Tax under Control

Design your ideal life

1.

Goal setting  Financial Vision

➜  Take time to design your ideal life style.

➜  Find out where you want to be financially in the future.

➜  Complete a well formed outcome (Goal setting work  Sheet)

➜  Complete a spending budget.

➜  Mind Map “My Financial Goals”

2.

Access your  Resources

Find out exactly where you are financially.

➜ Complete an Asset & Liability work sheet.

➜ How much do you have toward investing?

➜ Get cash fit – cash flow analysis

➜  Get a copy of your credit file.

➜  Assess leverage options – through our mortgage broking team

Strategy Development

3.

Strategy collaboration

➜  Based from your current position.

➜  What’s your number $$? How  much do you want to be worth  when you retire?

➜  What is your risk profile?

➜  The gap?

➜  Build a team experts around, so  you smart decisions

4.

Data Analysis & Financial Review Report

➜  Strategy – cash flow

➜  Strategy -  Investment

➜  Asses leverage options

➜  Risk management strategies

5.

Plan Development & Presentation

➜ Detailed Advice Documented

➜ Advice Presented

➜ Action list created

6.

Implementation of Strategies & Recommendation

➜ Implement strategies

➜ Tick items off from the action list until all recommendations have been implemented

7.

90 day action plan - set

➜ Celebrate the mile stones  & enjoy the feeling of knowing on on track.

➜ Breaking your action list down to manageable chunks

8.

Strategy & Investment review

➜  Review your strategy on a regular basis.

➜ Track the investment markets and  local markets.

➜  Review returns every 6 – 12 months.

➜  Track progress to plan.

➜  Claim all Tax benefits

Life's Progression

Package Options - Options for everyone

ENGAGE

Suit: $80,000-$120,000 income earners 

seeking advice and a yearly review.

Suit: $80,000-$110,000 income earners 

seeking advice and a yearly review.

  • Administration assistance

  • Continual portfolio management 

  • Annual strategy & investment review

  • Implementation of advice 

  • Cash flow tracking                 

  • Access to our community                   

  • Access to our professional net work

  • Cash Flow & Capital modelling

Engagement
Annual Package

Goals & life vision session

Financial Plan completed

Engagement Fee (Up front)
SINGLE          $2,950 Inc GST
COUPLE         $3,950 Inc GST
Monthly Package Fee
SINGLE          $299 Inc GST
COUPLE         $399 Inc GST

ENHANCE

  • Administration assistance

  • Continual portfolio management 

  • Annual strategy & investment review

  • Implementation of advice 

  • Cash flow tracking                 

  • Access to our community                   

  • Access to our professional net work

  • Cash Flow & Capital modelling

  • Liaise with other professionals

Engagement
Annual Package

Goals & life vision session

Financial Plan completed

Suit: $120,000-$250,000 income earners 

seeking advice and a yearly review.

Engagement Fee (Up front)
SINGLE          $4,950 Inc GST
COUPLE         $5,950 Inc GST
Monthly Package Fee
SINGLE          $499 Inc GST
COUPLE         $599 Inc GST

EXTEND

Suit: $250,000-$400,000 income earners 

seeking advice and a yearly review.

  • Administration assistance

  • Continual portfolio management 

  • Annual strategy & investment review

  • Implementation of advice 

  • Cash flow tracking                 

  • Access to our community                   

  • Access to our professional net work

  • Cash Flow & Capital modelling

  • Multi-Entity (Trust, SMSF, Company)

Engagement
Annual Package

Goals & life vision session

Financial Plan completed

Engagement Fee (Up front)
SINGLE          $6,950 Inc GST
COUPLE         $8,950 Inc GST
Monthly Package Fee
SINGLE          $699 Inc GST
COUPLE         $999 Inc GST

What are you waiting for.... It's time to get your house in order!

1300 13 59 53

Wealth Effect Group is an Authorised Representative of Boston  Reed Ltd ABN 89 091 004 885, AFSL 225738

“Andre Dirckze (AR 395157) and Beth Lavelle (AR 1238693) and Wealth Effect Group (CAR 424768) are authorized representatives of Boston Reed AFSL 225738 ABN 89 091 004 885”

As part of our continuing commitment to client service, the maintenance of client confidentiality and as required by law, Boston Reed  Limited complies with the Privacy Act 1988.

Wealth Effect Pty Ltd ATF Wealth Effect Unit Trust. ABN: 78 766 858 328  trading as WE Mortgage Solutions as an Authorised Credit Representative of BLSSA Pty Ltd Australian Credit Licence Number 391237,  Authorised Credit Representative :480612.

Any advice in this website is of a general nature only and all case studies are for illustrative purposes only. Please seek advice tailored to your own personal circumstances before acting on this information. 

© Wealth Effect Group 2019